Discounting
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  Discounting



Discounting

   To sell at a reduced value; the difference between face value and cash value.

RELATED TERMS
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Value
The measure of the monetary equivalent of a property. The four essential elements of value are utility, scarcity, demand and transferability.



SIMILAR TERMS
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Discharge
The release of any waste into the environment from a point source.

Discharge fee
Covers the administration costs of transferring the property ownership documents from the mortgage lender to the borrower.

Discharge of contract
A contract is discharged when the agreement is terminated.

Disclaimer
A statement denying legal responsibility, frequently found in the form of the statement, "There are no promises, representations, oral understandings or agreements except as contained herein."

Disclosed dual agency
Real estate licensing laws may permit dual agency only if the buyer and seller are informed and consent to the broker's representation of both in the same transaction.

Disclosure
Revealing what previously was private knowledge. Any statement of fact that is required by law.

Discount
To sell at a reduced value; the difference between face value and cash value.

Discount point
Normally paid at closing and generally calculated to be equivalent to 1% of the total loan amount, discount points are paid to reduce the interest rate on a loan.

Discount points
Discount points refers to the "points" paid in addition to the one percent loan origination fee; one point is one percent of the loan amount.

Discount rate
A yield rate used to convert future payments or receipts into present value

Discounted cash flow
Used in measuring the return from a real estate investment, the present value of a future income stream as determined by a given discount rate.

Discounted rate
The borrower receives a discount, expressed as a percentage, off the lender’s standard variable rate for a given amount of time, known as the discounted period.

Discretion
The level of authority granted to an adviser or manager over the investment and management of a client's capital.

Discretionary income
Income left over for investment after allocations for bills and savings.



PREVIOUS AND NEXT TERMS
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Discount
To sell at a reduced value; the difference between face value and cash value.

Discount point
Normally paid at closing and generally calculated to be equivalent to 1% of the total loan amount, discount points are paid to reduce the interest rate on a loan.

Discount rate
A yield rate used to convert future payments or receipts into present value

Discounted cash flow
Used in measuring the return from a real estate investment, the present value of a future income stream as determined by a given discount rate.

Discounted rate
The borrower receives a discount, expressed as a percentage, off the lender’s standard variable rate for a given amount of time, known as the discounted period.

Discounting

Discretion
The level of authority granted to an adviser or manager over the investment and management of a client's capital.

Discretionary income
Income left over for investment after allocations for bills and savings.

Disintermediation
The process of individuals investing their funds directly instead of placing their savings with banks, savings and loan associations and similar institutions for investment by such institutions.

Display ads
Newspaper and magazine advertisements sold by the column inch.

Disposal
The discharge, deposit, injection, dumping, spilling, leaking, or placing of any solid waste or hazardous waste into the environment (land, surface water, ground water, and air).

This dictionary contains 6433 terms.
      












                    © Real Estate Dictionary 2005 - All rights reserved -

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