Garn-st. Germain bill

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Garn-st. Germain bill

Garn-st. Germain bill

Or the Depository Institutions Deregulation and Monetary Control Act of 1980 which authorized the deregulation of banks and savings institutions. Allowed savings and loan associations to offer checking-type accounts; to issue credit cards. Established loan loss reserve requirements.

RELATED TERMS
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Loan
A sum of borrowed money (principal) that is generally repaid with interest.

Offer
A proposal to purchase property at a specified price and terms.

Credit
An agreement in which a borrower receives something of value in exchange for a promise to repay the lender at a later date.

Reserve
The 'reserve price' is the lowest price at which the owner is willing to sell their property when it is being auctioned.

SIMILAR TERMS
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PREVIOUS AND NEXT TERMS
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Gable
A triangular wall enclosed by the sloping ends of a ridged roof or a triangular decorative feature.

Gable roof
A ridged roof that forms a triangle at each end.

Gag rules
A provision in contracts signed by new buyers that prohibits the owners from publicizing complaints about the builder.

Gambrel roof
A roof with two slopes, often seen on barns.

Gap
A defect in the chain of title of a particular parcel of real estate; a missing document or conveyance that raises doubt as to the present ownership of the land.

Garn-st. Germain bill

Gazumping
Occurs when a buyer turns down an already-accepted offer in favour of a higher bid.

General agent
One authorized by a principal to perform any and all acts associated with the continued operation of a particular job or a certain business of the principal.

General contractor
The prime contractor who contracts for the construction of an entire building or project, rather than just a portion of the work.

General index
A county recorder's office index used by title company examiners when searching the chain of title of a property. The examiner uses the index to research all the grantors and grantees in the chain of title.

General law title
There are two systems of providing title to land. One is the Torrens Title System which uses government -recorded certificates of title. The other is the very much older system under which title is proved by showing what is known as a good root of title, that is a series of documents showing the whole of the history of the land over a prescribed period and showing by that history who is currently the lawful proprietor of the land.

This dictionary contains 6433 terms.

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