Reduction certificate (payoff statement)
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  Reduction certificate (payoff statement)



Reduction certificate (payoff statement)

   The document signed by a lender indicating the amount required to pay a loan balance in full and satisfy the debt.

RELATED TERMS
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Lender
A term which can refer to the institution making the loan or to the individual representing the firm.

Loan
A sum of borrowed money (principal) that is generally repaid with interest.

Balance
The appraisal principle that states that the greatest value in a property will occur when the type and size of the improvements are proportional to each other as well as the land.

Debt
An amount owed to another.



SIMILAR TERMS
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PREVIOUS AND NEXT TERMS
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Red herring
The preliminary prospectus for an initial public offering.

Redemption
The process of paying off the mortgage at the end of the mortgage term.

Redemption charges - penalty
Charges made by the lender when the borrower pays off the loan.

Redemption period
A period of time established by state law during which a property owner has a right to redeem real estate after a foreclosure or tax sale by paying the sales price, interest and costs.

Redlining
The practice of refusing to provide loans or insurance in a certain neighborhood.

Reduction certificate (payoff statement)

Refinance
Obtaining a new loan to pay off an existing loan. Refinancing is a popular practice when interest rates drop.

Refinance transaction
The process of paying off one loan with the proceeds from a new loan using the same property as security.

Refinancing
The process of the same mortgagor paying off one loan with the proceeds from another loan.

Reflective coatings
A black tinted window coating. Reflective coatings greatly reduce the transmission of daylight through clear glass.

Reformation
An action by a court to revise a contract to read as it was intended by the parties to read rather than as stated.

This dictionary contains 6433 terms.
      












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