Standard Variable Rates (SVR)

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Standard Variable Rates (SVR)

Standard Variable Rates (SVR)

The lender’s standard mortgage interest rate - without any discount. Usually tracks an index.

RELATED TERMS
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Mortgage
A legal document pledging property as security for the payment of a loan.

Interest
Money paid to a lender as compensation for money that is borrowed.

Rate
Percentage a borrower pays for the use of money, usually expressed as an annual percentage.

Discount
To sell at a reduced value; the difference between face value and cash value.

Index
A measurement used by lenders to determine changes to the Interest rate charged on an adjustable rate mortgage.

SIMILAR TERMS
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Standard coverage policy
A standard coverage policy normally insures the title as it is known from the public records.

Standard Metropolitan Statistical Area
Areas designated by the U.S. Office of Management and Budget that contain a city of 50,000 or more.

Standard payment calculation
A method of figuring out how much monthly payments should be, based on the beginning loan balance, the term and the interest rate.

Standard Uniform Application
An application developed by FNMA and FHLMC that is widely used in the mortgage industry.

Standby takeout commitment
An agreement by an interim lender to advance funds to take out a construction lender.

Stanley property
Property in Stanley, the Falkland Islands. Apartments, flats, houses, offices and other property in Stanley.

PREVIOUS AND NEXT TERMS
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Stabilized occupancy
The optimum range of long-term occupancy that an income-producing real estate project is expected to achieve after exposure for leasing in the open market for a reasonable period of time at terms and conditions comparable to competitive offerings.

Standard coverage policy
A standard coverage policy normally insures the title as it is known from the public records.

Standard Metropolitan Statistical Area
Areas designated by the U.S. Office of Management and Budget that contain a city of 50,000 or more.

Standard payment calculation
A method of figuring out how much monthly payments should be, based on the beginning loan balance, the term and the interest rate.

Standard Uniform Application
An application developed by FNMA and FHLMC that is widely used in the mortgage industry.

Standard Variable Rates (SVR)

Standby takeout commitment
An agreement by an interim lender to advance funds to take out a construction lender.

Star System
Usually used in franchised hotels-motels. Designates the services provided by the property.

Stare decisis
The reliance of courts on previous decisions when judging disputes.

Starter home
A dwelling that is relatively small and inexpensive and bought as a first home.

State and Local Housing Programs
Unique housing finance programs to assist first time home buyers and low to moderate housing groups.

This dictionary contains 6433 terms.

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